dkrc Chapter 0006 Either don't buy, or buy the whole set.
Chapter 0006 Either don't buy, or buy the whole set.
"Actually, the Agricultural Bank of China also offers mortgage loans for agricultural machinery, and the county agricultural machinery company is our partner. The mortgage loan interest rate is slightly higher, at an annualized rate of 3.5%, but you can apply for interest subsidies based on your conditions."
After the interest subsidy, the interest rate for agricultural machinery mortgage loans will drop significantly, with an annualized rate of only 2.57%. I suggest you go directly to the agricultural machinery company to choose the products you need, and then apply for a mortgage loan; the procedures are simpler.
Gulixian offered another preferred option and then waited for the other party to make a decision.
Gu Tong was completely unaware of this situation; when he called to inquire earlier, the bank staff hadn't mentioned it.
"Thank you, Gulixian! But I think it's better to just take out a loan. Could you help me submit the application?"
He quickly made his choice and then thanked Gulixian.
Mortgages are indeed more convenient, but a down payment is unavoidable; he'll still have to pay at least tens of thousands of yuan in cash.
He's already short on cash, so having more cash on hand would give him more flexibility.
"You're welcome, Mr. Gu. There are some forms you need to fill out and sign. I'll process them as quickly as possible."
Gulixian did not change her attitude just because Gu Tong rejected her suggestion. She patiently guided Gu Tong to fill out the application form and made copies of the relevant documents.
These are all routine procedures in the preliminary review stage, and they don't take long. Gu Tong completed the task quickly.
"Is this okay?"
"Okay, once the application is approved, I will notify you to come and sign the loan contract as soon as possible."
"Thank you! I'll go now and wait for your call."
Gu Tong got up to leave, and Gu Lixian politely saw him out of the bank.
Then she whispered, "If you want to buy agricultural machinery, you can go to the agricultural machinery company and find Fan Li. Just tell her I sent you, and she will provide you with as much help as she can."
After she finished speaking, she winked playfully.
Gu Tong immediately understood that the other party was helping a friend get business.
However, he was not averse to it. Human relationships exist everywhere, and it didn't matter to him who he bought the farm machinery from.
"Okay, I'll go take a look first."
As Gulixian watched the man in front of her walk away quickly, she couldn't help but clench her fists triumphantly.
Following her advice, if Gu Tong went to Fan Li to buy agricultural machinery, her best friend would naturally have a sales commission.
Gu Tong left the bank and went directly to the county agricultural machinery company.
"Hello sir, what kind of agricultural machinery do you need? I can recommend some for you."
As soon as he entered, the sales staff from the agricultural machinery company greeted him with a smile.
"Oh, I'm looking for Fan Li. Is she in?"
"Manager Fan is here. Please have a seat for a moment, I'll go get her."
The salesperson led Gu Tong to the lounge and offered her a cup of hot tea before turning to call for someone.
A short while later, a woman dressed in a business suit walked over.
"Hello, I'm Fan Li. Did you call for me, sir?"
Fan Li, around 30 years old, with short hair and a round face, wearing a business suit, walked up to Gu Tong and asked softly.
Gu Tong stood up and sized up the other woman. This Fan Li was clearly a career-oriented woman. Just standing there, she exuded an aura of shrewdness and competence.
"Gulixian asked me to come to you. I'm planning to buy some agricultural machinery soon."
"So that's how it is. Since Mr. Gu is Xiao Guli's friend, I can certainly negotiate and give you the best price. What kind of agricultural machinery do you need?"
Fan Li was also secretly observing Gu Tong, and the more she looked at him, the more familiar he seemed.
She quickly recognized the man in front of her; wasn't he the "next-door farmer" who had just come to the county?
Due to her profession, she often watches videos and live streams related to the local area and agriculture. Gu Tong's account was recommended to her by Gu Lixian.
"I need tractors, moldboard plows, rotary tillers, seeders, trailers, stone pickers, oil presses, etc. Could you please take me to see them, Manager Fan?"
Gu Tong rattled off his requirements in one breath, and Fan Li's eyes lit up.
These agricultural machines must cost at least tens of thousands of yuan; she's determined to close this deal.
"Mr. Gu, are you 'The Farmer Next Door'? I've watched your videos and I'm a fan. Let me show you the tractor first, this way please."
Fan Li took the initiative to reveal this relationship, and her tone became more casual and friendly.
"Looks like I'm in good luck today; I ran into two fans as soon as I stepped out."
Gu Tong couldn't help but laugh, and then followed Fan Li to the tractor display area.
The two first arrived at the Dongfanghong 504 tractor. Fan Li pointed to the machine and said:
"Dongfanghong is a well-known brand, and its 50-horsepower output is well-suited for small-scale farming, but its price is higher than other tractors in the same class."
The Dongfanghong tractor is very famous, so Gu Tong certainly knew about it.
This Model 504 tractor is good in both appearance and handling, but he is no longer a novice in agriculture and quickly discovered two problems after a little thought.
Firstly, this machine doesn't offer great value for money, and secondly, its horsepower is relatively low.
"Manager Fan, my current budget is limited, so I'm most concerned about cost-effectiveness. Also, I think 50 horsepower isn't enough; 60 to 70 horsepower would be more suitable."
Gu Tong shook her head slightly and further explained her needs.
Fan Li nodded and led him to the next booth.
"This is a Lovol Leopard M704-2 tractor, with 70 horsepower, four-wheel drive, and a cab. The base price is 77600 yuan." She patted the hood as she said this, "This model of tractor offers excellent value for money; it's powerful, durable, and has good after-sales service."
Fan Li bypassed the more expensive Dongfanghong high-horsepower tractor and recommended another domestic machine, Lovol.
Like Gulixian, when she first saw Gu Tong's video, she felt that this "next-door farmer" had great potential and might become her big client in the future.
Therefore, once the other party clearly stated their needs, she didn't engage in any pretentious or superficial activities, but instead treated them with sincerity.
Gu Tong circled the machine twice, then climbed into the cockpit to experience it. The seat was comfortable, the view was excellent, and the joystick felt good.
He thought this tractor was good; it had powerful performance and a high cost-performance ratio.
"Manager Fan, may I film a video? I can edit it into my video later."
There's no need to start a live stream right now. Gu Tong wanted to shoot some footage, so she turned to Fan Li and asked her a question.
"No problem, please go ahead."
Fan Li smiled and took a few steps back, indicating that the other person could take pictures as they pleased, but she did not want to be in the frame.
The sound doesn't matter; she can continue narrating off-screen.
Gu Tong was very careful about this; he only filmed the equipment and completely avoided other staff members.
"Next, let's look at this trailer that's paired with the Lovol M704. The trailer has a maximum load capacity of 3 tons, which can meet the needs of most application scenarios..."
Fan Li cooperated by explaining the tractor's performance again, and then took Gu Tong to see the trailer.
She explained in detail that different tractor models have matching mounts and accessories in order to help the other party film the video.
The two spent a considerable amount of time browsing the exhibition hall and the backyard showroom before finally deciding on the brands and models of trailers, seeders, rotary tillers, stone pickers, three-furrow plows, straw return machines, and small oil presses.
"Manager Fan, thank you for your hard work. I only need these machines for now. If I need any more in the future, I will come back to you. I am currently applying for a loan from Gulixian's bank, and I can pay for the goods in full once the loan is approved."
Fan Li explained the whole thing without even having time to spit out her own saliva.
Gu Tong saw everything and had a very good impression of her, so he confirmed the order.
「付款的事情咱们稍后说，我先帮你算一下，雷沃拖拉机77600元、捡石机42000元、12行播种机6000元、三铧犁4000元......这些农机一共是151600元。
I'll give you another discount, bringing the price down to 148000 yuan. That's the maximum discount I can offer.
The two returned to the lounge, where Fan Li finally gave a total quote of 148000 yuan.
There's no room for the price to drop any further. Gu Tong had already researched the market beforehand and was quite satisfied with the price.
The purchase list was in triplicate, and he tore off one copy to take back with him.
At this moment, Fan Li suddenly spoke up, "Mr. Gu, some of these agricultural machines are in stock, while others need to be pre-ordered. Why don't you pay a deposit today so I can arrange the allocation?"
Fan Li felt it was unnecessary to go through all that trouble. She believed that getting a bank loan would definitely be no problem; it was just a matter of a few days earlier or later.
Therefore, she suggested that Gu Tong sign the contract and pay the deposit directly.
"Alright!"
After considering it for a moment, Gu Tong agreed to the plan.
Fan Li then brought out the contract, which he signed and paid a deposit of 10,000 yuan.
Gu Tong was about to leave, but before he could even step out of the agricultural machinery company's gate, Fan Li stopped him again.