dkrc Chapter 47 Miyazawa Group Briefing
Chapter 47 Miyazawa Group Briefing
There was a moment of silence in the conference room after he finished speaking.
A hint of surprise flashed across Secretary Koga's expression.
"Young Miss, didn't you say that on the phone yesterday..."
Keiko Miyazawa raised her hand to interrupt him.
"Today is a briefing session, not a signing day."
"I want to understand the situation clearly before making a decision."
Secretary Koga's smile remained almost unchanged.
But Miyazawa Hara, who was sitting to the side, paused almost imperceptibly in the hand holding the teacup.
One of the directors frowned.
"Miss, today's meeting was originally intended to expedite the unification of the group's financial services."
"If you didn't even bring the seal, the subsequent procedures might be..."
"That's why I need to make things clear first; today is just an explanation meeting."
Keiko Miyazawa turned to look at the director, her tone calm.
"No matter how urgent the group's affairs are, they should still be handled according to procedures."
The meeting room fell silent again.
Everyone noticed that the young lady was different today than before.
Miyazawa Hara put down his teacup, a gentle smile still on his face.
"Huizi, it seems you thought a lot last night."
Keiko Miyazawa nodded.
"After all, this document is very important."
Miyazawa looked at her, a faint scrutiny flashing in his eyes, but he did not react immediately.
"This is a good thing."
He smiled and said:
"Your father just passed away. I'd be pleased if you're willing to start paying attention to the group's affairs."
"I brought the lawyer and the finance manager here today to explain the situation to you."
After he finished speaking, he looked at the group's lawyer standing to the side.
The group's lawyer opened the folder and adjusted his glasses.
"Young Miss, the main purpose of this letter of appointment is to ensure that business dealings between the Miyazawa Group and various financial institutions are not interrupted during this special period following the Chairman's passing."
"The authorized recipient is Executive Director Miyazawa Hara."
"The scope of authorization includes account management, loan extension, signing of guarantee documents, and negotiation of necessary financing matters."
"From a legal perspective, this is a normal document for delegating business."
"Moreover, the appointor may revoke the appointment at any time."
His tone was very calm.
Every word sounds impeccable.
But Keiko Miyazawa simply listened quietly, and then asked a question:
"Since it can be revoked at any time, why set it to full authorization in the first place?"
The lawyer's finger hovered over the edge of the page.
For the first time, the air in the conference room became truly tense.
Miyazawa Hara then picked up the conversation.
"Huizi, your uncle isn't trying to take your things away."
"It's just that your father has just passed away, and the group cannot be without a unified communication channel."
"You saw it yesterday at Mitsubishi Bank, too."
"Banks, securities companies, and partner financial institutions all need a designated contact person."
"If I had to explain everything to you on the spot, wait for you to understand, and then let you make a judgment, there simply wouldn't be enough time."
"Your uncle just wants to share the burden with you."
These words were spoken gently and sincerely, without a trace of coercion.
Keiko Miyazawa looked at him and took a soft breath.
"I am very grateful that my uncle is willing to share the burden with me."
Miyazawa smiled slightly.
But the next second, Keiko Miyazawa continued:
"However, this document is too important. I haven't thought it through today, so I can't sign it."
The meeting room fell silent.
The smile on Miyazawa Hara's face finally paused for a moment.
The director couldn't help but speak up:
"Miss, this doesn't mean you need to make immediate business decisions; it's just a procedural arrangement."
"Precisely because it's just a formality, I should look at it more carefully."
Keiko Miyazawa replied calmly.
The group's lawyer spoke up again:
"Miss, as I just explained, this letter of appointment can be revoked at any time and will not permanently restrict your rights."
Keiko Miyazawa turned to look at him.
"Since it can be revoked, it means that the scope of authorization should have been limited to the necessary parts in the first place."
"Instead of handing over all permissions from the beginning."
The lawyer was speechless for a moment.
Miyazawa looked at her, his gaze even more intense than before.
"Huizi".
His voice remained gentle.
"Do you have some misunderstanding about your uncle?"
"no."
Keiko Miyazawa shook her head.
"I just think that if it involves authorization at the group level, I need to see the complete borrowing and guarantee details first."
After those words were spoken, the conference room fell completely silent.
The finance manager, who was flipping through documents, suddenly stopped.
Secretary Koga lowered his eyes slightly, and the smile on his face faded a bit.
The two directors exchanged a glance.
Miyazawa Genji simply watched Miyazawa Keiko quietly.
After a long pause, he smiled softly.
"Complete details of the borrowing and collateral?"
"Yes."
Keiko Miyazawa stared directly at him.
"I need to know exactly how much money the group owes right now."
"Which companies have borrowed money, and which loans involve guarantees?"
"Are there any joint guarantees or pledged shares?"
"I cannot sign the full mandate until these are confirmed."
The finance manager cleared his throat.
"Miss, the group's borrowing and guarantee documents are very complicated and cannot be understood in a short time."
"Then let's get it sorted out first."
Keiko Miyazawa looked at him.
"You can explain the parts I don't understand to me."
"But just because it's complicated shouldn't mean I have to sign it when I can't see anything."
Upon hearing this, the finance manager fell silent.
Miyazawa leaned back slightly.
His expression didn't change much, but the gentleness in his eyes had turned cold.
"Huizi, who taught you these words?"
finally come.
Keiko Miyazawa's fingers, resting on her knees, tightened slightly.
She neither lowered her head nor avoided Miyazawa Hara's gaze.
"Nobody taught me."
"My father once told me that a seal represents responsibility."
She paused, then said, word by word:
"After my father passed away, I should at least learn to read and understand the documents I have to sign."
No one spoke in the meeting room.
That statement is perfectly justified.
It's so justifiable that it's impossible to refute it directly.
Anyone who says she shouldn't be able to read the documents is admitting that they just want her to sign them with her eyes closed.
Miyazawa Hara watched her quietly.
After a moment, he smiled again.
"I'm very pleased that you think this way."
"However, the group isn't like a school assignment; not everything can wait for you to read through slowly."
"The financial institutions won't wait indefinitely either."
"If your hesitation damages the group's reputation, can you bear that responsibility?"
The pressure has finally eased.
Keiko Miyazawa's breathing tightened slightly.
But she did not back down.
"I am not refusing to take responsibility."
She looked up, her voice still clear.
"If there is indeed a need to maintain the group's daily operations, I can consider limited authorization after confirming each item."
Miyazawa Hara's eyebrows twitched almost imperceptibly.
Keiko Miyazawa continued:
"For example, the daily settlement of existing accounts, and the extension of existing loans that have been confirmed to be due."
"The prerequisite is that the amount, the recipient, the time limit, and the purpose are all listed, and I personally confirm each item."
"But this does not include new borrowings."
"Excluding additional guarantees."
"Excluding joint and several guarantees."
"Excluding share pledges."
"It also does not include the transfer or trusteeship of company seals, bank seals, or president's seals."
"Every document must be personally reviewed by me."
At this point, she turned to look at the female employee in charge of taking meeting minutes.
"Please include my opinion in the meeting minutes."
The female employee held the pen, not daring to move for a moment.
She subconsciously looked at Miyazawa Hara.
The smile on Miyazawa Hara's face had faded to almost nothing.
The air in the conference room felt heavy and oppressive.
A few seconds later, he nodded slightly.
"remember."
The female employee then lowered her head and quickly began to write.
Listening to the scratching sound of the pen tip gliding across the paper, Keiko Miyazawa suddenly felt a weight lift from her chest.
She did not win.
But at least, she wasn't forced to sign the letter of appointment.
Miyazawa looked at her and suddenly spoke:
"Since you're so concerned about the borrowing and guarantee situation, that's perfect."
Keiko Miyazawa felt a slight tightness in her chest.
Miyazawa Hara turned to look at the finance manager.
"Have you compiled the exhibition materials for the Rokko Golf development project?"
The finance manager immediately replied:
"Preliminary data is being prepared."
Miyazawa Hara nodded, then looked at Miyazawa Keiko again.
"Sumitomo Bank needs a formal response from us by tomorrow morning."
"If the financing extension for the Rokka Golf development project is not handled properly, it will affect the credit of the entire group."
"Since you are unwilling to sign the full letter of authorization and insist on personally confirming the loan and guarantee details, then you can also attend the meeting at Sumitomo Bank tomorrow."
His tone remained gentle.
But every word felt like a heavy weight pressing down on Miyazawa Keiko's shoulders.
"If your hesitation leads to the failure of the loan extension, and Sumitomo Bank tightens its lending policies, there will be problems with the return of members' prepaid funds..."
Miyazawa smiled slightly.
"Huizi, you must understand, that is your responsibility."
Rokko.
It's time for the sixth month of pregnancy again.
At this moment, Keiko Miyazawa finally understood why her father had left those words before his death.
Keiko Miyazawa raised her eyes and looked directly at Hara Miyazawa.
"certainly."
"As the head of the group, I should have attended tomorrow's briefing."
Everyone in the conference room was looking at her.
Keiko Miyazawa continued:
"But before that, please have the Finance Department submit the complete details of the borrowing, guarantee, extension conditions, and preparation for the return of members' advance payments for Rokko Golf Development, as well as the details of the internal advance payments for Miyazawa Tourism Development."
"Please also record the submission time in the meeting minutes."
The smile on Miyazawa Hara's face completely vanished.
At that moment, the conference room was so quiet that even the sound of the air conditioner running could be clearly heard.
After a long silence, he finally spoke slowly:
"Huizi, you've really grown up."
Keiko Miyazawa did not respond.
Miyazawa Hara turned to look at the finance manager.
"Since the young lady wants to see it, then we'll organize it for her."
He paused for a moment, then his tone softened again.
"Show her everything you can."
The finance manager lowered his head and responded.
"Yes."
When the meeting ended, the letter of appointment was still lying on the table.
The signature and stamp area in the lower right corner are still blank.
When Keiko Miyazawa walked out of the eighth conference room, she realized that her palms were covered in sweat.
Secretary Koga opened the door for her, his tone still respectful.
"Young Miss, you've worked hard."
Keiko Miyazawa glanced at him.
"Mr. Koga."
"Yes."
"Please deliver the information about Rokka to Father's study before this afternoon."
Secretary Koga's smile faltered slightly.
He then bowed slightly.
"I will pass it on."
Keiko Miyazawa didn't say anything more.
She straightened her back and walked straight to the end of the corridor.
Behind him, the door to the eighth conference room slowly closed.
Just then, someone called out to her.
"Young Miss, please wait a moment."
Keiko Miyazawa stopped and looked back, her expression showing a hint of doubt.
"Mr. Saeki?"
Mr. Saeki was someone my father trusted greatly during his lifetime, but after my father passed away, he was assigned by Miyazawa to be his driver.
Logically speaking, he shouldn't have appeared at this briefing.
Mr. Saeki first looked around warily, and after confirming that no one was paying attention, he took out a note from his pocket and quickly stuffed it into Keiko Miyazawa's hand.
"Young lady, this is from Akio Uesugi. Please trust him."
After saying that, Mr. Saeki nodded slightly to her, then pretended to be in a hurry and quickly left from the other side.
Keiko Miyazawa frowned slightly.
Akio Uesugi?