dkrc Chapter 12: Song Shiyin
Chapter 12: Song Shiyin
"Whether it's information asymmetry or monopoly, it's still the same old game of capital circulation."
Only technological innovation can truly create wealth.
Future photovoltaics, nuclear fusion, robotics, green hydrogen, air-to-starch synthesis, and proteins will all represent trillion-dollar markets.
These are all areas of wealth generated by technological innovation, and their foundation lies in the application of scientific knowledge.
As Lin Qi spoke, he was filled with emotion.
He personally experienced the era of China's technological explosion 22 years later.
That was an unprecedented wave of wealth creation.
But when he came to his senses, he found that Zhang Haozhe and An Xin were both looking at him blankly, unable to understand what he was saying at all.
He was slightly taken aback before realizing that it was still 2009, a time when smartphones were not yet widespread.
The industries he described certainly sounded like something out of a science fiction movie.
"So you mean I still have to go to school?"
Zhang Haozhe was already dizzy from listening.
"..."
Lin Qi was speechless: "Are you cut out for studying?"
"No..."
Zhang Haozhe also felt wronged: "Then what can I actually do?"
"Ugh!"
Lin Qi helplessly covered his forehead.
It is indeed difficult to communicate across generations.
"Brother Lynch".
An Xin spoke up: "Just tell him what you think is best for him to do."
She knows Lynch best and knows that Lynch's way of thinking is different from that of normal people.
"yes!"
Zhang Haozhe nodded quickly: "Just tell me what you think is suitable for me to do, I'll listen to you!"
"……All right."
Lin Qi finally gave up on the idea of helping Zhang Haozhe understand things and directly instructed, "Go to the homeroom teacher tomorrow, ask for a week's leave, and come with me."
"what?"
Zhang Haozhe was taken aback: "A week? How is that possible? We're already in the second semester of our senior year, how could our homeroom teacher approve such a long leave?"
"Then you should just skip school."
Lin Qi didn't want to waste any more words with him.
"Wouldn't that result in disciplinary action?"
"Didn't you already want to drop out of school? Why do you still care about this?"
"Dropping out of school is dropping out, and being expelled is being expelled. How can they be the same?"
"So, do you still want to make money?"
"..."
Zhang Haozhe hesitated for a long time, gritting his teeth, but finally nodded: "Okay! I'll ask for leave! But where will I go with you?"
"I'll tell you tomorrow. Give me your phone."
Lin Qi took his phone, got up, and went outside the store.
Recalling his memories, he entered a landline number into his phone and dialed.
The phone rang a few times before being answered.
"Feed? Who should I ask?"
The person who answered the phone was a middle-aged woman who spoke Mandarin with a Shandong accent.
"I'm looking for Song Shiyin; I'm her classmate."
As soon as Lin Qi uttered the name, an image of a woman with a ponytail and a smile brighter than the sun immediately came to mind.
Song Shiyin was a transfer student who came from Shanghai during her second year of high school.
When she first arrived, she caused a sensation throughout the entire school.
Not only because of her exquisite appearance, but also because she arrived at school in a Mercedes-Benz S600.
Although most students can't distinguish between the Mercedes-Benz E-Class and S-Class, in Laizhou, a prefecture-level city, owning a Mercedes-Benz is already quite impressive.
She had excellent grades and was directly admitted to Class 1 upon entering the school.
Class 1 is the elite class; only top students can get in.
She ranked second in her class in her first midterm exam.
The second-best student in the elite class is the second-best student in the entire grade.
The top three students in the elite class at the No. 1 Middle School of the city are all very competitive, even by provincial standards.
Therefore, she is also considered one of the most promising candidates in this year's class to be admitted to Tsinghua and Peking Universities.
Lynch is a student in Class 5.
Class 5 is just one of the six top classes.
But Lin Qi and Song Shiyin became friends.
Because they are all members of the Mathematical Olympiad competition group.
Due to his Asperger's syndrome, Lynch showed an amazing talent for mathematics from a young age.
If it weren't for his extreme imbalance in subjects, particularly his poor performance in Chinese, his scores in the other subjects would have been high enough to qualify him for the elite class.
However, his mathematical talent was recognized by his math teacher, who selected him for the Olympiad group.
He met Song Shiyin during the training camp.
"Feed? Who is it?"
A sharp, clear voice came through the receiver, interrupting Lynch's recollection.
"I am Lynch."
Lin Qi introduced himself.
"Huh? Lynch? Why are you calling me?"
Although her face couldn't be seen, you could tell from her voice that Song Shiyin was smiling when she spoke.
But she wasn't happy because Lynch called.
She is carefree and cheerful, as if she has never suffered any injustice, and she always smiles at everyone.
"I need your help with something."
Lin Qi didn't waste any words and spoke in a deep voice.
"What kind of help do you need? Tell me. I'll definitely help if I can."
Song Shiyin readily agreed.
She was the same way at school; she would generally not refuse anyone who asked for her help.
"My family is facing some difficulties, and I'd like to borrow some money from you."
Lin Qi stated his purpose directly.
Although I won more than two thousand yuan from Hai Ge, it was still far from enough to cover my family's debts.
To completely solve the problem, we still need to go through a transaction.
Of the three ways to make money that he told Zhang Haozhe, the only one he actually knew was the inferior method of information asymmetry.
However, he also made a fortune of hundreds of billions of dollars by taking advantage of information asymmetry.
He possesses memories of the future, which is the biggest information gap.
As far as he knew, at this very moment, more than a hundred kilometers away, a tremendous opportunity for wealth was brewing.
If he wants to seize this opportunity, he must enter the market as soon as possible and bring enough capital.
Two thousand yuan in principal is already a considerable sum of money.
But you can never have too much principal.
The more capital you have, the more you earn.
As Uncle in "Blossoms" said, the only way for ordinary people to accumulate their initial capital in the business world is through borrowing.
Of all the people he knew, the only one who could lend him enough principal was Song Shiyin.
During her two years of high school, Song Shiyin's classmates and teachers had only ever met her mother.
She was an elegant woman with extraordinary poise, as if she had stepped out of a movie.
But no one has ever seen Song Shiyin's father.
Lin Qi only learned later that Song Shiyin's father was the chief wealth advisor of the high-net-worth client service department at the Shanghai World Financial Center branch of CITIC Securities.
He routinely deals with families, business owners, and executives of listed companies whose investable assets exceed 50 million.
His annual salary also exceeds one million.
Listening to the phone receiver, Lin Qi waited for Song Shiyin's reply.
Soon, Song Shiyin's voice came again: "Sure! How much do you need to borrow?"
Even Lin Qi was somewhat surprised to hear that she agreed so quickly.
During high school, his relationship with Song Shiyin was just that of ordinary classmates.
It's perfectly normal that Song Shiyin refused his sudden and presumptuous request to borrow money.
After all, her family's money didn't come from thin air, and she had no control over it.
Therefore, Lin Qi was prepared to be rejected by Song Shiyin.
But he didn't expect Song Shiyin to agree so readily.
After thinking for a moment, Lin Qi decided to be direct: "My family owes more than 50,000 yuan, and I'm trying to raise the money. What's the most you can lend me?"
"More than fifty thousand?"
Song Shiyin's voice remained relaxed and lively: "I'll ask my mom, and I'll bring it to you tomorrow morning."
Lin Qi was somewhat surprised by her answer.
Does this mean you want to borrow everything from me?
So generous?
impossible?
Lin Qi wanted to confirm further, but Song Shiyin spoke up again: "Is there anything else?"
"That's all."
Lin Qi swallowed back the words he was about to say.
"Okay, see you tomorrow! Bye!"
Song Shiyin hung up the phone immediately.
Hearing the busy tone from the receiver, Lin Qi smiled and shook his head.
Song Shiyin has this kind of personality, always on the go.
But will she really be able to lend him the money tomorrow?